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Dellows

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Dellows Insurance Reports

Posted on 27 November, 2019 at 23:30 Comments comments (0)

 

One of the key benefits clients get from talking with professional advisers is knowing that you have checked the market, and that you use independent research to inform your advice process.

 


Dellows utilises Quotemonster and Quality Product Research Limited. This enables us to prepare detailed comparison and investigative reports ...

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AIA Vitality - Insurance Offer

Posted on 3 November, 2019 at 3:00 Comments comments (0)


AIA Insurance Special Offer EXTENDED 5 February 2020

Income plays a vital part in accumulating wealth and preparing for retirement. What would you do if your income was to unexpectedly stop. Have a plan.


Join AIA Vitality between 5 August and 5 November 2019 and get the first 12 months of membership for free.

 

On joining AIA ...

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Dellows Mid Year News

Posted on 2 November, 2019 at 14:35 Comments comments (0)


Dellows Financial Mid Year Checklist:


1. Financial Snap-shot

It’s a good idea to check in on your financial figures. The easiest way to do this is by looking at your business profit and loss report, and analysing your net worth: your assets (what you own) minus your debt (what you owe). This gives you a snapshot of how you’re doing financially and it helps you decide where to focu...

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Landlords - tax refunds no more

Posted on 2 November, 2019 at 14:30 Comments comments (0)



RENTAL PROPERTY "RING FENCING" OF TAX LOSSES

Legislation was passed in mid-2019 which ring-fences residential rental losses from the beginning of the 2020 income year.


A staged implementation was suggested but did not make the final cut. Instead, the last opportunity for residential rental property investors to offset their rental losses with other income was the end of the 31 March 2019 ta...

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AIA Airpoints Promotion

Posted on 2 November, 2019 at 14:25 Comments comments (0)


AIA strive to help our customers live healthier, longer, better lives by encouraging them to make positive lifestyle changes one small step at a time.


AIA's partnership with the AirpointsTM programme delivers great additional value to customers with Airpoints at no cost to them.

 

New policy offer: Your customers can earn 5x Airpoints DollarsTM for every $100 premium paid for 3 months

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Buying and Selling a Business

Posted on 24 July, 2019 at 14:55 Comments comments (5)

There are lots of things to consider when buying or selling a business.

Valuing the business

A business valuation can provide a sound platform from which to start negotiations. Business brokers provide generally accurate market appraisals after a brief discussion and review of your financial statements. In New Zealand small businesses are usually sold for between 2 - 4 times EBITD (earnings before interest tax and depreciation). There are however industry specific rules of ...

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Business Documentation

Posted on 18 July, 2019 at 3:35 Comments comments (0)

Documents play an essential role in protecting the interests of the business and business owners over the course of a company’s lifetime.

Company Constitution - do you have shareholders other than yourself in the company? Do you want to retain the control of your company? Are you a shareholder or investor in a private company? Do you want to have ensure you have a say in how the business is run? If you answered yes...

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Insure for Audit costs - with Audit Shield

Posted on 23 June, 2019 at 3:30 Comments comments (0)

Audit Shield

IRD with increased funding is able to engage in more audits, and compliance reviews.

For example: IRD recently undertook a Client Risk Review of a financial services business. later this expanded into a full Audit in respect to GST and Income Tax matters. The total professional fees of $17,850 were fully covered by the Audit Shield Master Policy.

Dellows utilises Audit Shield and offers audit protection insurance to all clients annually.

The policie...

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Kiwisaver

Posted on 23 June, 2019 at 1:10 Comments comments (0)

Kiwisaver Time


If you are a member of a KiwiSaver scheme or a complying fund you’re eligible for the Government contribution, provided:

you’re 18 or over

not elegible to withdraw your savings, and

mainly reside in New Zealand

 

The Government will pay 50 cents for every dollar of member contributions up to a maximum payment of $521.43. This means that you must contribute $1,043 annually (before 30 June) to qualify for...

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How to reduce your tax bill

Posted on 23 June, 2019 at 1:10 Comments comments (0)

How to reduce your tax bill

If wanting to reduce your taxes planning is required.


Timing involves paying taxes due at a later date, prolonging amounts due for as long as possible. Strategies include pre-paying expenses i.e. buying travel in advance; including accruals i.e. ensuring all accounts payable and trade accounts owing to suppliers at year end are included, weighing up payment basis vs invoice basis for GST, and if GST is even required. Timing is very im...

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